Why Hudson, WI, is the Perfect Place to Call Home for Retirees

Are you approaching retirement and wondering whether to age in place in your current home or downsize to something smaller and more manageable? As husband-and-wife realtors with over 40 years of combined experience, John and Becky Durham are here to help guide you through this important decision. With our expertise in working with retirees and those aged 55+, we’ve created dozens of informative videos on the Durham Executive Group YouTube channel to help you weigh your options.

Hudson, WI: The Ideal Retirement Destination

Hudson, WI: A Perfect Place for Retirees to Call Home

Located along the scenic St. Croix River, Hudson provides retirees with an ideal mix of small-town charm and modern convenience. With its picturesque setting and proximity to the Twin Cities, Hudson has become a popular destination for those 55+ seeking to enjoy their retirement years. Here’s what makes Hudson such a great place to live:

Cost of Living Advantages

Making the move from Minnesota to Wisconsin can offer significant financial benefits. Lower income taxes, sales taxes, and estate taxes—combined with an overall lower cost of living—make Hudson a smart choice for retirees. Hudson’s location also ensures that you remain close to the Twin Cities, offering easy access to shopping, healthcare, and cultural opportunities while saving on everyday expenses.

Tax-Friendly for Retirees

Wisconsin offers distinct tax advantages, particularly for retirees. Social Security benefits are not taxed, and Wisconsin’s income tax rates are lower than Minnesota’s, ensuring more of your retirement income stays in your pocket.

Downsize Without Sacrificing Comfort

Hudson provides numerous housing options designed for those ready to downsize. Whether you’re considering a cozy condo, a low-maintenance townhome, or a single-story home with modern amenities, Hudson’s housing market offers ideal options for retirees. Downsizing can reduce expenses and free up time for hobbies, travel, or simply relaxing.

A Thriving 55+ Community

Hudson is home to an active and welcoming 55+ community. The area offers a variety of activities, including outdoor recreation, local events, and a charming downtown with unique shops, restaurants, and cultural attractions. Scenic walking trails, vibrant arts events, and peaceful riverfront views make Hudson a wonderful place to stay socially connected and engaged.

The Case for Downsizing Now

While many retirees dream of aging in place, the reality can be more complex:

• Between 75-90% of Boomers prefer to stay in their homes, yet the National Association of Realtors (NAR) estimates that only 10% of these homes are mobility-friendly, even after costly renovations.
• Renovations often fail to address long-term needs, and health issues may force homeowners to relocate anyway.
• Maintaining a large home means higher costs for utilities, maintenance, property taxes, and insurance. Downsizing offers significant annual savings and eliminates many of these challenges.

Financial Benefits of Downsizing

• The current market favors home sellers, but as Baby Boomers list their properties in greater numbers, the market may shift toward balance, reducing future appreciation.
• Smaller homes typically experience less depreciation than larger homes, making downsizing a smart financial move.
• Downsizing allows homeowners to unlock equity, which can be reinvested to grow wealth rather than keeping it tied up in a property.

Why Hudson, WI, Stands Out for Retirees

Hudson offers the best of both worlds: a tranquil, riverside lifestyle with the convenience of being just minutes from the Twin Cities. Its small-town atmosphere, affordable cost of living, and active community make it an excellent choice for anyone planning their next chapter.

Work With Realtors Who Understand Your Needs

At the Durham Executive Group, we specialize in helping retirees and those 55+ transition into homes that better fit their changing lifestyles. With her certification as a Senior Real Estate Specialist (SRES), Becky provides expert guidance to help clients decide whether downsizing or Aging-In-Place is the right choice.

Our free Universal Design assessments can help you evaluate whether your current home meets your long-term needs. With our deep knowledge of the Hudson area and years of experience, we’ll guide you toward the best decision for your future.

Contact Us Today!

Ready to explore your housing options in Hudson, WI? Call John and Becky Durham at 651-231-2191 to start your journey toward the perfect retirement home. Don’t forget to visit our Durham Executive Group YouTube channel, where we share valuable insights on downsizing, financial planning, and retirement living.

Your retirement deserves the perfect home—let us help you find it in Hudson!

For additional expert real estate advice from John and Becky Durham on whether to renovate your family home or age in place, click the following hyperlinks:

1. Hudson, WI: Aging In Place vs Downsizing – What Are the Most Important Factors to Consider?
2. Greater Twin Cities Metro: Should You Age In Place or Downsize?
3. St. Croix County and Pierce County: Should You Age In Place or Downsize?
4. Pros and Cons of Staying in My Home or Moving to a New Home in Retirement?
5. How to Buy Your Next Home Without Selling First – Expert Strategies
6. Retire in Place or Make a Move? 3 Things Every Homeowner Must Consider
7. Hudson, WI: Aging In Place vs Downsizing – What Are the Most Important Factors to Consider?