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Greater Twin Cities Metro: Should You Age in Place or Downsize?

March 29, 2025 by jdurham

Are you a homeowner in Woodbury, Stillwater, Lake Elmo, West Lakeland, St. Paul, or the Greater Twin Cities Metro area and wondering whether to age in place or downsize? This is a big decision—one that affects your finances, lifestyle, and long-term comfort. Let’s explore the pros and cons so you can make the right choice for your future.

🏡 Can Your Current Home Support Your Future Needs?

Many people love the idea of staying in retirement in their current home. It’s familiar, full of memories, and close to the community they know. But here’s the truth: According to the National Association of Realtors, most renovations don’t fully meet future mobility or accessibility needs. Besides losing out on tens of thousands of dollars of savings by downsizing, homeowners, even after investing thousands on updates like walk-in tubs, ramps, or wider doorways, often still need to move later due to health changes or home layout issues.

No Title

Greater Twin Cities Metro: Age in Place or Should I Downsize? 🏡🔑 Are you a homeowner in Woodbury, Stillwater, Lake Elmo, West Lakeland, or St. Paul, MN, wondering whether to age in place or downsize? This is a critical decision that impacts your finances, lifestyle, and future mobility needs-so let’s break it down!

💰 Downsizing Could Save You More Than You Think

Staying in a larger home comes with ongoing costs—property taxes, utility bills, insurance, maintenance, and yard work. These expenses add up fast. Downsizing to a smaller, more efficient home can reduce those costs dramatically. Many homeowners are choosing low-maintenance townhomes, one-level living options, or 55+ communities in the Greater Twin Cities metro and Western Wisconsin for just that reason.

Not only can you free up cash for retirement, travel, or family, but you also gain the peace of mind that comes with living in a home that’s easier to navigate and maintain.

Retired couple enjoying free time bicycling together after downsizing and simplifying their life.
A retired couple enjoying free time bicycling together after downsizing and simplifying their life.

🚀 Less House, More Life

A well-designed, accessible home means less stress and more time for what matters most—grandkids, hobbies, or simply relaxing. Instead of feeling tied down by a home that no longer fits your lifestyle, imagine living in a space that supports your independence and freedom.

📞 Not Sure What’s Right for You?

Before investing thousands into home renovations, let’s talk. I offer a free Universal Design review to help you understand whether your current home can be modified or if downsizing makes more sense for your goals.

Whether you’re planning to stay in the Twin Cities metro or move to a nearby community in Western WI, I can guide you through your options with a personalized approach. Let’s build a plan that puts your future first.

📲 Contact John and Becky today at 651-231-2191 to get started. Your next chapter begins with the right move.

For additional expert real estate advice from John and Becky Durham on whether to renovate your family home or age in place, click the following hyperlinks:

  1. St. Croix County and Pierce County: Should You Age In Place or Downsize?
  2. Pros and Cons of Staying in My Home or Moving to a New Home in Retirement?
  3. How to Buy Your Next Home Without Selling First – Expert Strategies
  4. Retire in Place or Make a Move? 3 Things Every Homeowner Must Consider
  5. Age In Place vs Downsizing: What Minnesota Residents Need to Know Before Moving to Hudson, WI
  6. Hudson, WI: Aging In Place vs Downsizing – What Are the Most Important Factors to Consider?
  7. Hudson, WI: A Perfect Place for Retirees to Call Home
Realtors, and Brokers John & Becky Durham of the Durham Executive Group brokerage
Realtors and Brokers John & Becky Durham of the Durham Executive Group brokerage provide expert real estate services for clients throughout the Twin Cities Metro area.
Picture of John and Becky Durham's business card contact information
MN and WI licensed realtors and brokers, John and Becky Durham

 

 

 

 

 

 


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Filed Under: Age in Place or Right-Size Your Home?, East Twin Cities Metro Area, St. Croix River Valley, Stillwater Minnesota, Woodbury Minnesota Tagged With: Afton MN, Downsize Or Age In Place, Greater Twin Cities Metro: Should You Age in Place or Downsize, Lake Elmo MN, Mahtomedi MN, Minneapolis MN, Rightsize Your Home, Smart Retirement Moves, St. Paul MN, Stillwater MN, West Lakeland MN, White Bear Lake MN, Woodbury MN

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Durham Executive Group
220 Muirfield Trail
Hudson, WI 54016

John Durham
MS, CLHMS, BROKER
Licensed in MN & WI
(651) 231-2191
Contact
Becky Durham
MS, SRES, CSP, REALTOR
Licensed in MN & WI
(651) 231-2192
Contact

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